Insurance rates Dodge Avenger in HoustonWant to learn how to save money and find low-cost auto insurance rates in Houston, TX? Houston shoppers have options when shopping for low-cost Dodge Avenger insurance. You can either spend your time calling around to get rate comparisons or leverage the internet to find the lowest rates. There is a right way and a wrong way to shop for auto insurance and we'll show you the proper way to get price quotes for your Dodge and get the lowest possible price.

You should make it a habit to quote other rates before your policy renews since prices are rarely the same from one policy term to another. Despite the fact that you may have had the lowest quotes on Dodge Avenger insurance in Houston on your last policy a different company probably has better rates today. You can find a lot of information about Avenger insurance online but we're going to give you some great ways to put money back in your pocket.

If you're already insured or are shopping for new coverage, take advantage of these tips to reduce the price you pay without reducing coverage. These tips will help educate you on how insurance works. Shoppers only need an understanding of the proper way to compare rate quotes instantly.

Companies offering Dodge Avenger insurance in Houston

The companies shown below offer price quotes in Houston, TX. If you want to find cheap auto insurance in Houston, we suggest you compare several of them to get the cheapest price.

Dodge Avenger Insurance Estimates in Houston, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Avenger Express $186 $400 $414 $24 $124 $1,148 $96
Avenger R/T $184 $392 $404 $24 $122 $1,126 $94
Avenger SXT $254 $572 $486 $28 $146 $1,486 $124
Get Your Own Custom Quote Go

Premium data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Price information does not factor in specific garaging location which can raise or lower premiums substantially.

Auto insurance premiums by gender

The illustration below illustrates the comparison of Dodge Avenger premium costs for male and female drivers. The price estimates are based on no tickets, no at-fault accidents, full physical damage coverage, $250 deductibles, drivers are not married, and no discounts are taken into consideration.

Should you raise deductibles?

The information below demonstrates how deductibles and can impact Dodge Avenger insurance rates for different age groups. The costs are based on a married female driver, comp and collision included, and no discounts are applied to the premium.

Lower-cost Dodge Avenger insurance quotes in Houston

Some insurers don't list the complete list of policy discounts very clearly, so we took the time to find a few of the more common as well as some of the hidden savings tricks you should be using when you buy Houston car insurance online. If you check and find you aren't receiving every discount you deserve, you're just leaving money on the table.

You should keep in mind that most credits do not apply the the whole policy. Most only cut the price of certain insurance coverages like liability and collision coverage. So even though it sounds like you can get free auto insurance, it just doesn't work that way.

Companies and their possible discounts can be found below.

If you are trying to find affordable Dodge Avenger insurance quotes, ask each insurance company how many discounts you can get. A few discounts may not apply in every state. To see a list of companies that offer some of these discounts in Houston, click this link.

Do I need special coverages?

When selecting adequate coverage for your vehicles, there really isn't a one size fits all plan. Every situation is different.

For example, these questions might help in determining whether your personal situation would benefit from an agent's advice.

If it's difficult to answer those questions, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form. It only takes a few minutes and can provide invaluable advice.

Local agents and car insurance

Many drivers just want to buy from a local agent and that is OK! Experienced insurance agents can point out coverage gaps and give you someone to call. The best thing about comparing rates online is the fact that drivers can get better rates and still have a local agent.

After filling out this quick form, your insurance coverage information is instantly submitted to participating agents in Houston who will give competitive quotes to get your business. There is no reason to leave your house because quoted prices will be sent to your email. If you need to get a price quote from a specific insurance company, feel free to go to their quote page to submit a rate quote request.

Choosing the best insurance company should depend on more than just a cheap quote. These questions are important to ask:

When finding a good Houston insurance agent, it's helpful to know the different agency structures and how they can quote your rates. Car insurance agents in Houston are considered either independent agents or exclusive agents. Both properly insure your vehicles, but it is a good idea to know the differences since it can impact the kind of agent you use.

Exclusive Agents

Agents of this type generally can only insure with one company such as AAA, Allstate, and State Farm. These agents are not able to place coverage with different providers so they have no alternatives for high prices. Exclusive agents are well schooled on their company's products which can be an advantage. Drivers often buy insurance from these agents partially due to the brand rather than low rates.

Below is a list of exclusive insurance agencies in Houston who may provide you with comparison quotes.

More Houston agents

Independent Agents

Agents that elect to be independent are not restricted to one company so they can insure your vehicles with any number of different companies and find you cheaper rates. If you want to switch companies, they simply switch companies in-house and you don't have to find a new agent. If you are trying to find cheaper rates, you will definitely want to get rate quotes from at a minimum one independent agency to ensure the widest selection of prices. Most can insure with small mutual carriers who may have lower rates.

Shown below are Houston independent agencies that can give you rate quotes.

More Houston agents

Don't give up on affordable rates

When you buy Houston car insurance online, it's very important that you do not buy poor coverage just to save money. In many instances, someone sacrificed collision coverage and learned later they didn't have enough coverage. Your strategy should be to get the best coverage possible at the best possible price while still protecting your assets.

In this article, we presented a lot of techniques to find lower-cost Dodge Avenger insurance in Houston. It's most important to understand that the more you quote Houston car insurance, the higher the chance of saving money. Drivers may even discover the biggest savings come from a small mutual company.

People leave their current company for a number of reasons such as extreme rates for teen drivers, delays in responding to claim requests, not issuing a premium refund and high rates after DUI convictions. It doesn't matter why you want to switch switching auto insurance companies can be less work than you think.

Additional auto insurance information is located at the links below