How many times have you put off comparing quotes for more competitive car insurance rates in Alice, TX? Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us, you're not alone.

Sadly, almost 70% of drivers have remained with the same car insurance company for a minimum of four years, and roughly 40% of drivers have never compared rates to find affordable insurance. Drivers in Texas can cut their rates by $1,800 a year by just comparing quotes, but they just don't understand how much they could save if they switch to a new company. Due to the abundance of different company options, it can be challenging to pick the most cost effective car insurance provider.

It's smart to compare premium rates at least once a year because car insurance prices are constantly changing. Just because you had the best deal on car insurance a year ago there may be better deals available now. Forget all the misinformation about car insurance because you're going to get a crash course in how to use the internet to find better rates and still maintain coverage.

Cheapest companies for Alice auto insurance

The companies shown below are our best choices to provide free rate quotes in Texas. If you wish to find cheap car insurance in Texas, we recommend you compare several of them to get the best price comparison.

Insurance Rates for Popular Vehicles in Alice
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT Crew Cab 4WD $830 $415 $69
Chevrolet Silverado LT Extended Cab 2WD $1,400 $700 $117
Dodge Grand Caravan SXT $1,180 $590 $98
Dodge Ram Quad Cab SLT 4WD $1,312 $656 $109
Ford Edge SE AWD $988 $494 $82
Ford Escape Limited 4WD $934 $467 $78
Ford F-150 XL Super Cab 4WD $858 $429 $72
Ford Focus SE 2-Dr Coupe $1,440 $720 $120
Ford Fusion SE 4-Dr Sedan $1,252 $626 $104
Honda Accord EX 2-Dr Coupe $1,636 $818 $136
Honda CR-V EX 2WD $972 $486 $81
Honda Civic EX-L 2-Dr Coupe $1,424 $712 $119
Jeep Grand Cherokee SRT-8 4WD $1,434 $717 $120
Nissan Altima 2.5 S 2-Dr Coupe $1,512 $756 $126
Nissan Rogue SL 2WD $1,080 $540 $90
Toyota Camry LE $1,126 $563 $94
Toyota Corolla XRS $1,460 $730 $122
Toyota RAV4 4WD $1,142 $571 $95
Get Your Own Custom Quote Go

Data rating is based on married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Premium amounts do not factor in garaging location in Alice which can increase or decrease auto insurance rates noticeably.

Car insurance rates based on gender in Alice

The diagram below shows the difference between insurance rates for male and female drivers in Alice. The costs are based on a clean driving record, no at-fault accidents, comp and collision included, $500 deductibles, single marital status, and no policy discounts are applied on a Chevrolet Malibu Hybrid.

Chevrolet Malibu rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

How high should deductibles be?

The chart below illustrates how choosing a deductible and can increase or decrease Chevrolet Malibu premium costs for different age categories. The premiums are based on a single male driver, comprehensive and collision coverage, and no discounts are factored in.

Chevrolet Malibu rates are for example purposes only. To get rates for your specific vehicle, click here.

How to lower your insurance rates

It's important that you understand some of the things that come into play when calculating your policy premiums. If you understand what controls the rates you pay, this empowers consumers to make smart changes that will entitle you to lower rates. Lots of factors are considered when you get a price on insurance. Some factors are common sense such as your driving history, but others are less obvious such as your credit history or how financially stable you are.

Do you qualify for discounts on car insurance?

Car insurance is not cheap nor is it fun to buy but you may qualify for discounts that could drop your premiums quite a bit. Some discounts apply automatically at the time of quoting, but a few need to be inquired about before being credited.Car insurance discounts

It's important to note that many deductions do not apply the the whole policy. A few only apply to specific coverage prices like collision or personal injury protection. So even though you would think all those discounts means the company will pay you, it doesn't quite work that way. Any amount of discount will reduce your policy premium.

Larger car insurance companies and some of the premium reductions they offer are included below.

When getting free Alice auto insurance quotes, it's a good idea to every company which discounts can lower your rates. Some credits might not apply in your state. If you would like to see a list of car insurance companies with significant discounts in Texas, click here.

Auto insurance agents can help

Some consumers prefer to sit down and talk to an agent. Professional insurance agents can help you choose the best coverages and give you someone to call. A nice benefit of comparing rate quotes online is that you can find lower rates and also buy local.

To find an agent, once you fill out this form (opens in new window), your insurance coverage information is sent to local insurance agents that give free quotes for your coverage. It's much easier because you don't need to contact an agency because prices are sent immediately to your email address. If you have a need to quote rates for a specific company, you would need to go to their quote page to submit a rate quote request.

Choosing the best company needs to be determined by more than just the bottom line cost. These are some questions you should get answers to.

Which policy gives me the best coverage?

When it comes to the best auto insurance coverage, there isn't really a best way to insure your cars. Your needs are unique to you and your policy should reflect that.Drive safe and save Here are some questions about coverages that might help in determining whether your personal situation will benefit from professional help.

If you don't know the answers to these questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. To find an agent in your area, take a second and complete this form or go to this page to view a list of companies. It's fast, free and can help protect your family.

Smart consumers save more

Some car insurance companies may not offer the ability to get a quote online and most of the time these regional insurance providers sell through independent agents. Cheap car insurance in Alice is possible on the web as well as from insurance agents, and you need to price shop both to have the best selection.

When searching for low cost Alice auto insurance quotes, don't be tempted to buy poor coverage just to save money. Too many times, an insured cut physical damage coverage only to discover later that the small savings ended up costing them much more. The aim is to buy the best coverage you can find at the lowest possible cost, not the least amount of coverage.

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