Are you searching for more competitive auto insurance rates in San Marcos, TX? Finding low-cost insurance for a car in Texas can normally be an all-consuming task, but you can learn our auto insurance buying tips and make it easy. There are both good and bad ways to compare auto insurance rates and we'll show you the proper way to compare rates for your and obtain the cheapest rates either online or from San Marcos insurance agents.

It is always a good idea to compare prices quite often because insurance prices are variable and change quite frequently. Even if you got the lowest rate on auto insurance on your last policy you will most likely find a better premium rate today. Forget all the misinformation about auto insurance because we're going to demonstrate one of the easiest ways to lower your rates without sacrificing coverage.

If you're already insured or are looking for a new policy, use these cost-cutting techniques to shop for the lowest rates while maximizing coverage. Shopping around for affordable insurance in San Marcos is not as hard as you may think. Vehicle owners just need to use the proper way to get comparison rates from many different companies.

The companies in the list below can provide price comparisons in Texas. In order to find the best cheap auto insurance in Texas, we suggest you get price quotes from several of them to find the lowest auto insurance rates.

Insurance Costs for Popular Vehicles in San Marcos
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Silverado LS Crew Cab 4WD $1,120 $560 $93
Dodge Grand Caravan Crew $1,336 $668 $111
Dodge Ram Crew Cab Laramie 2WD $1,530 $765 $128
Ford Escape Limited 4WD $1,254 $627 $105
Ford F-150 SVT Raptor Super Cab 4WD $1,048 $524 $87
Ford Focus SE 4-Dr Sedan $1,258 $629 $105
GMC Sierra SL Extended Cab 2WD $1,356 $678 $113
Honda Accord EX-L 4-Dr Sedan $1,392 $696 $116
Honda CR-V EX 4WD $1,178 $589 $98
Honda Civic Hybrid 4-Dr Sedan $1,260 $630 $105
Jeep Grand Cherokee Laredo 2WD $1,142 $571 $95
Mazda 3 I SV 4-Dr Sedan $1,200 $600 $100
Nissan Altima 3.5 SR 2-Dr Coupe $1,364 $682 $114
Nissan Rogue SL 2WD $1,224 $612 $102
Toyota Camry XLE $1,038 $519 $87
Toyota Corolla S $1,588 $794 $132
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Price data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Premium amounts do not factor in specific San Marcos garaging location which can lower or raise premium rates greatly.

Drive responsibly or pay higher rates

The chart below demonstrates how speeding tickets and at-fault fender-benders can influence Ford Fusion auto insurance rates for each different age category. The data is based on a married female driver, comp and collision included, $1,000 deductibles, and no policy discounts are applied.

Ford Fusion rates are for example purposes only. To get rates for your specific vehicle, click here.

Raise deductibles and save

The chart below shows how choosing a deductible and can raise or lower GMC Acadia yearly insurance costs for different age categories. The data is based on a married female driver, comp and collision included, and no discounts are applied to the premium.

GMC Acadia rates are for example purposes only. To get rates for your specific vehicle, click here.

San Marcos insurance costs by gender and age

The information below visualizes the comparison of insurance costs for male and female drivers in San Marcos. The prices are based on no driving violations, no at-fault accidents, full physical damage coverage, $1,000 deductibles, drivers are single, and no additional discounts are factored in on a Ford Fusion Sport.

Ford Fusion rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Tailor your insurance coverage to you

When it comes to buying the right insurance coverage for your vehicles, there isn't really a best way to insure your cars. Your situation is unique so your insurance should reflect thatInsurance savings Here are some questions about coverages that might help in determining if your insurance needs may require specific advice.

If you can't answer these questions but you think they might apply to your situation, you may need to chat with an insurance agent. To find lower rates from a local agent, fill out this quick form or go to this page to view a list of companies. It's fast, free and can help protect your family.

Vehicle claim statistics

Which vehicles tend to have high claims? The statistics below show the highest and lowest vehicle makes and models for the probability of having to file claims.

Lowest and Highest Medical Payment Insurance Claims by Vehicle Model
Lowest Claims Highest Claims
Land Rover Range Rover Sport Nissan Versa
Chevrolet Silverado 2500 Nissan Sentra
Ford F-250 SuperCrew Dodge Charger
Chevrolet Silverado 3500 Chevrolet Sonic
Ford F-350 SuperCrew Chrysler 200
Ford Expedition Mitsubishi Mirage

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Comprehensive Claims by Vehicle Model
Lowest Claims Highest Claims
Smart ForTwo Audi S7
Ford F-350 Bentley Continental GT
Nissan Xterra BMW M6
Nissan Leaf Bentley Continental GTC
Chevy Spark Mercedes-Benz S Class
Volvo V60 BMW M6

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Lowest and Highest Car Insurance Liability Claims by Vehicle
Lowest Claims Highest Claims
Subaru Outback Dodge Charger
Audi A6 Mitsubishi Lancer
Subaru Forester Chevrolet Sonic
Mercedes-Benz SL Class Hyndai Accent
Chevrolet Corvette Kia Rio
Fiat 500 Chrysler 200

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Collision Coverage Claims by Vehicle Make and Model
Lowest Claims Highest Claims
Ford F-250 SuperCab BMW M6
Chevrolet Colorado Bentley Continental Flying Spur
Ford F-150 SuperCrew Maserati Ghibli
Smart ForTwo Maserati Granturismo
Jeep Wrangler Ferrari 458
GMC Canyon Bently Continental GT

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years