Expensive car insurance in Dallas can draw down your funds, especially in this economy.

Discount Mercedes-Benz C350 insuranceAstonishing but true, most car insurance customers renewed their policy with the same company for four years or more, and about 40% of consumers have never even compared quotes to find lower-cost rates. Many drivers in Dallas can save hundreds of dollars each year by just comparing rate quotes, but they just assume it's a time-consuming process to save money by comparing rate quotes.

Lots of insurance companies contend to insure your vehicles, so it's not easy to compare every insurance company to find the absolute best rates possible on Mercedes-Benz C350 insurance in Dallas.

Consumers should take time to get comparison quotes quite often since insurance prices are constantly changing. Even if you got the best rates on Mercedes-Benz C350 insurance in Dallas a couple years back other companies may now be cheaper. Ignore everything you know about car insurance because you're going to get a crash course in the only way to find lower rates on car insurance.

If you're already insured, you will be able to get lower rates using the ideas presented in this article. Buying the cheapest car insurance in Dallas seems hard but is not really that difficult. Nevertheless, Texas vehicle owners must understand the way companies sell online and apply this information to your search.

Most of the larger companies give prices direct online. Comparing prices online for Mercedes-Benz C350 insurance in Dallas is possible for anyone as all you need to do is type in your required coverages into a form. After the form is submitted, the company's rating system makes automated requests for your driving and credit reports and returns a price based on the information you submitted. Getting online rate quotes for Mercedes-Benz C350 insurance in Dallas makes it easy to compare insurance prices and it is important to have as many quotes as possible in order to get the cheapest insurance rates.

To quickly compare rates now, consider comparing rates from the companies shown below. If you have coverage now, it's recommended you duplicate coverages and limits just like they are on your policy. This helps ensure you will have a fair comparison for similar insurance coverage.

The companies in the list below have been selected to offer free rate quotes in Dallas, TX. If you want cheap car insurance in Dallas, it's highly recommended you visit several of them to get a more complete price comparison.

Mercedes-Benz C350 Insurance Rate Estimates in Dallas, TX
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
C350 W 4-Dr Sedan $318 $666 $358 $22 $108 $1,472 $123
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Price data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, homeowner, and multi-vehicle. Price estimates do not factor in specific garaging location which can revise coverage prices substantially.

An analysis of deductible level

When buying auto insurance, a common question is what deductibles to buy. The figures shown below show the price difference when you buy lower versus higher insurance deductibles. The first price estimate table uses a $100 physical damage deductible and the second data table uses a $1,000 deductible.

Mercedes-Benz C350 insurance with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
C350 W 4-Dr Sedan $412 $804 $382 $22 $114 $1,759 $147
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Mercedes-Benz C350 insurance with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
C350 W 4-Dr Sedan $228 $424 $382 $22 $114 $1,170 $98
Get Your Own Custom Quote Go

Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Texas minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, multi-vehicle, and safe-driver. Rate quotes do not factor in specific zip code location which can alter coverage prices significantly.

Based on the data above, we can derive that using a $100 deductible will cost in the ballpark of $49 more each month or $588 a year than requesting the higher $1,000 deductible. Since you would pay $900 more if you turn in a claim with a $1,000 deductible as compared to a $100 deductible, if you have more than 18 months between claims, you would most likely save money if you opt for a higher deductible.

Calculate savings of higher deductibles

Average monthly premium for $100 deductibles: $147
Average monthly premium for $1,000 deductibles (subtract): - $98
Monthly savings from raising deductible: $49
Difference between deductibles ($1,000 - $100): $900
Divide difference by monthly savings: $900 / $49
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 18 months

One important caveat is that increasing deductibles to lower your rates means you will have to pay more when you have a claim. You will want to have some non-essential savings in the event you need to pay the deductible.

Mercedes-Benz C350 insurance premiums by gender and age

The illustration below shows the difference between Mercedes-Benz C350 auto insurance rates for male and female drivers. The prices are based on no claims or violations, comprehensive and collision coverage, $250 deductibles, drivers are not married, and no policy discounts are applied.

Responsible drivers pay cheaper Dallas auto insurance rates

The diagram below shows how violations and at-fault accidents can raise Mercedes-Benz C350 insurance premiums for different age groups of insureds. Data assumes a single female driver, comprehensive and collision coverage, $100 deductibles, and no policy discounts are applied.

Discounts for cheap car insurance quotes

Car insurance is not inexpensive, but you might already qualify for some discounts that may help make it more affordable. Most are applied when you quote, but some may not be applied and must be specially asked for before you will receive the discount.Car insurance discounts

Policy discounts save money, but most credits do not apply to the entire policy premium. A few only apply to the cost of specific coverages such as comp or med pay. So even though they make it sound like all those discounts means the company will pay you, company stockholders wouldn't be very happy.

To view insurers that offer some of these discounts in Texas, click here to view.

Insurance agent or online?

Certain consumers would prefer to get professional advice from a licensed agent and we recommend doing that The biggest benefit of price shopping on the web is that you can find lower rates and still have an agent to talk to. Putting coverage with local insurance agencies is important especially in Dallas.

Dallas insurance agentsBy using this short form, your information is immediately sent to local insurance agents in Dallas that can give you free Dallas auto insurance quotes for your insurance coverage. It simplifies rate comparisons since you won't have to do any legwork since rate quotes are delivered straight to your inbox. You can find lower rates without having to waste a lot of time. If you have a need to get a price quote from a specific auto insurance provider, you just need to visit that company's website and fill out the quote form the provide.

If you are searching for a local Dallas insurance agent, there are a couple of different types of agents and how they are slightly different. Agencies in Dallas are categorized either exclusive or independent.

Independent Agents

Independent agents are not employed by any specific company and that is an advantage because they can write policies with multiple insurance companies depending on which coverage is best. If you want to switch companies, your agent can switch companies and you don't have to find a new agent.

If you are comparing auto insurance prices, you will want to check rates from a few independent agents to have the most options to choose from.

Featured below is a short list of independent agencies in Dallas that may be able to give you price quote information.

9304 Forest Ln #217 - Dallas, TX 75243 - (972) 931-9285 - View Map

9750 Walnut St Ste 106 - Dallas, TX 75243 - (214) 575-2750 - View Map

14180 Dallas Pkwy #900 - Dallas, TX 75254 - (972) 267-8000 - View Map

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Exclusive Insurance Agents

Exclusive agents write business for a single company and some examples include AAA, State Farm, Farmers Insurance, and Allstate. These agents are not able to give you multiple price quotes so you might not find the best rates. These agents are highly trained on their products and sales techniques which helps overcome the inability to quote other rates.

Below are Dallas exclusive insurance agents that can give you rate quotes.

Jim Franco - State Farm Insurance Agent
3720 Walnut Hill Ln #203 - Dallas, TX 75229 - (214) 358-3246 - View Map

9400 N Central Expy #120 - Dallas, TX 75231 - (214) 320-3000 - View Map

4411 Lemmon Ave #203 - Dallas, TX 75219 - (214) 219-6610 - View Map

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Choosing the best auto insurance agent needs to be determined by more than just the price. Before buying a policy in Dallas, get answers to these questions.

Informed Consumers Know How to Find Car Insurance at a Discount

An important part of buying insurance is that you know a few of the rating criteria that are used to determine your premiums. If you know what controls the rates you pay, this allows you to make educated decisions that will entitle you to lower premium levels.

Choosing C350 insurance is an important decision

Even though Dallas C350 insurance rates can get expensive, car insurance may not be optional for several reasons.

The benefits of having insurance more than cancel out the cost, particularly if you ever have a claim. An average driver in America is currently overpaying as much as $865 each year so it's very important to do a rate comparison once a year at a minimum to help ensure money is not being wasted.

Cheap auto insurance premiums are possible

Cheaper Mercedes-Benz C350 insurance in Dallas is possible online as well as from insurance agents, so you should be comparing quotes from both in order to have the best price selection to choose from. Some insurance companies don't offer rate quotes online and many times these regional carriers only sell coverage through independent agents.

We just showed you a lot of information how to lower your Mercedes-Benz C350 insurance car insurance rates in Dallas. The most important thing to understand is the more price quotes you have, the better chance you'll have of finding the cheapest Mercedes-Benz C350 rate quotes. Drivers may even discover the lowest car insurance rates come from the least-expected company. Smaller companies often have lower premium rates on specific markets as compared to the big name companies such as State Farm and Allstate.

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