Want to learn a better way to compare the cheapest auto insurance rates in College Station, TX? Did a good deal turn out to be an expensive auto insurance policy? You're in good company because many College Station drivers feel the same as you.

It's hard to believe, but almost 70% of insureds in Texas kept their policy with the same company for at least four years, and practically 40% of auto insurance customers have never even compared rates from other companies. Drivers in America could save an average of up to $860 each year by just comparing rate quotes, but most just don't grasp the rate savings if they switched to a more affordable policy. There are many auto insurance companies to purchase coverage from, and although it's a good thing to have a choice, more options can take longer to find the best rates.

The majority of larger companies give coverage prices from their websites. Getting auto insurance prices online is pretty easy as you simply enter your required coverages into a form. Upon sending the form, their system obtains credit information and your driving record and generates a price based on the information you submitted. Getting online quotes makes it simple to compare prices and it's necessary to do this if you are searching for cheap rates.

If you want to find out how much you're overpaying now, compare rate quotes from the providers shown below. To compare your current rates, we recommend you duplicate the limits and deductibles just like they are on your policy. This way, you will receive rate comparison quotes using the exact same coverages.

The auto insurance companies shown below are ready to provide price comparisons in College Station, TX. To locate cheap car insurance in Texas, it's highly recommended you click on several of them in order to find the lowest rates.

Insurance Estimates for Popular Vehicles in College Station
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT 4WD $1,254 $627 $105
Chevrolet Equinox LTZ 2WD $1,786 $893 $149
Chevrolet Impala LT $1,062 $531 $89
Chevrolet Silverado LT Extended Cab 2WD $1,066 $533 $89
Dodge Ram Crew Cab SLT 2WD $1,474 $737 $123
Ford Escape XLS 4WD $850 $425 $71
Ford F-150 Lariat Crew Cab Platinum 4WD $1,290 $645 $108
Ford Focus SES 2-Dr Coupe $1,686 $843 $141
Honda Accord LX-S 2-Dr Coupe $1,282 $641 $107
Honda CR-V LX 4WD $854 $427 $71
Honda Civic SI 4-Dr Sedan $1,122 $561 $94
Jeep Grand Cherokee SRT-8 4WD $1,120 $560 $93
Nissan Altima Hybrid 4-Dr Sedan $1,230 $615 $103
Toyota Camry SE $1,386 $693 $116
Toyota Corolla XRS $1,138 $569 $95
Volkswagen Jetta LE 4-Dr Sedan $1,202 $601 $100
Get Your Own Custom Quote Go

Table data represents married female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Information does not factor in your specific College Station location which can raise or lower insurance rates noticeably.

Safe drivers pay less for car insurance

The illustration below shows how violations and at-fault fender-benders can drive up Nissan Altima insurance premiums for different categories of driver ages. The premiums assume a single female driver, full physical damage coverage, $250 deductibles, and no policy discounts are applied.

Nissan Altima rates are for example purposes only. To get rates for your specific vehicle, click here.

Insurance premiums by gender

The diagram below visualizes the comparison of annual premium costs for male and female drivers in College Station. The premium estimates are based on no claims, a clean driving record, comp and collision included, $500 deductibles, single marital status, and no other discounts are factored in on a GMC Acadia SL.

GMC Acadia rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Discount College Station car insurance rates

Car insurance companies don't necessarily list the entire discount list very well, so we break down a few of the more common and also the more inconspicuous credits available to you. If they aren't giving you every credit available, you are paying more than you should be.Save money with discounts

As a sidenote, most discounts do not apply to all coverage premiums. Some only apply to individual premiums such as liability, collision or medical payments. Despite the appearance that all the discounts add up to a free policy, companies wouldn't make money that way.

A few popular companies and a summarized list of policyholder discounts can be found below.

When comparing rates, check with each insurance company which discounts you may be entitled to. Some discounts listed above may not apply in College Station. To locate companies with discount rates in Texas, click here to view.

Make smart decisions and save money

Multiple criteria are used when pricing auto insurance. Some of the criteria are obvious such as your driving record, but others are not quite as obvious like your vehicle usage or how financially stable you are.

Tailor your car insurance coverage to you

When it comes to choosing adequate coverage for your personal vehicles, there really is not a perfect coverage plan. Everyone's situation is unique and your car insurance should be unique as well.Drive safe and save For instance, these questions might help in determining if your insurance needs could use an agent's help.

If you don't know the answers to these questions but you know they apply to you, you may need to chat with a licensed insurance agent. To find an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It is quick, free and can provide invaluable advice.

Smart shoppers get results

More affordable insurance in College Station is definitely available both online and with local College Station insurance agents, and you should compare rates from both so you have a total pricing picture. Some insurance companies may not provide internet price quotes and these regional insurance providers prefer to sell through independent insurance agencies.

As you restructure your insurance plan, don't be tempted to reduce coverage to reduce premium. In many instances, drivers have reduced comprehensive coverage or liability limits and found out when filing a claim that the small savings ended up costing them much more. The proper strategy is to get the best coverage possible at the best cost, but do not skimp to save money.

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