Buying car insurance online is a great way to save money and get a better handle on your financial situation. With over 14 million licensed drivers in Texas, there are a lot of people searching for the best price on Texas auto insurance.
This website enables you to compare rates on auto insurance, while never having to leave the comfort of your own home. Get multiple price quotes from companies and agents in your neighborhood and then choose the best policy for you.
Compare Coverages Often
When comparing insurance rates, the more companies you quote the more likely you'll save money on your current policy premium. If you only quote one or two companies, you won't have a wide enough assortment of quotes and therefore will have less of a chance of finding the lowest rate.
When you complete the quick quote form on our site, you'll find it only takes a few minutes but can potentially save you hundreds of dollars a year on your rates.
Once your quote application is completed, it is submitted to many Texas insurance agents and companies who will then return their lowest rates to you. You are then ready to compare rates and purchase your coverage.
How to Make Accurate Rate Comparisons
The last step in finding the lowest rates is to take a look at the coverages on each quote to make sure they are as close as possible to each other. Comparing apples-to-apples quotes is essential for chosing the best company because if any coverages or limits are different, you aren't comparing equal coverages.
The minimum liability insurance requirement in Texas is 30/60/25 which means you are required to carry a minimim amount of $30,000 of liability insurance coverage per person, $60,000 of per accident liability coverage, and $25,000 of property damage liability insurance.
The state minimum liability limits are intended to provide Texas drivers the bare amount of liability coverage. Industry experts recommend buying much higher limits than the minimum required by Texas law.
Finding Cheaper Texas Coverage
After comparing your quotes, you should then be able to make a decision on which company can provide you with the best rates for you.
Each quote will have a different rate, and some insurers prefer to insure specific customers such as safe drivers, mature drivers, or even high risk drivers that require special filings such as SR-22's.
The key to finding cheap insurance is to take advantage of discounts and compare the rates of all the companies in your area, including online companies and also rates from insurance agents.
Texas Insurance Agents
If you prefer to work with an insurance agent rather than buying your coverage online, you can find Texas agents by completing our short quote form. Insurance agents are trained to help you find coverage gaps and make sure you are fully protected in case of an accident or claim.